Important product boundary

Risk & Service Disclaimer

Market Minds is self-directed tracking, recordkeeping, calculation and educational software. The service boundary below applies across the public website and private workspace.

No personalized investment advice

Market Minds does not provide individualized recommendations to buy, sell or hold a security, commodity, fund or virtual asset. Calculator results are mechanical outputs based on the values entered by the user.

No brokerage or trade execution

Market Minds does not receive or transmit customer trading orders and does not execute trades. Users conduct transactions through their own appropriately authorized service providers.

No custody, deposits or control of customer assets

Market Minds does not take customer deposits, hold securities, hold cash, control wallets, safeguard private keys or take possession of investment assets.

No client portfolio management

Market Minds does not manage, administer or make investment decisions for another person's portfolio. The user remains responsible for all records, selections and investment decisions.

Market and reference data

Current values may be entered manually, imported from user-provided documents, or obtained from a source Market Minds is permitted to use. Dated or manually updated values are identified where practical.

No guaranteed returns

Investments can rise or fall in value. Historical returns, examples and projections do not guarantee future outcomes. Illustrative figures on the website are examples, not client performance.

Taxes, fees and withholding

Charges and tax treatment can change and can differ by user and transaction. Where possible, calculators keep fees, taxes and withholding as explicit user inputs rather than presenting them as legal or tax advice.

Third-party education

Embedded videos and external educational material remain the views of their original creators. Inclusion on Market Minds does not turn third-party commentary into a Market Minds recommendation.